Affordable Housing

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‌Applications for Garraí na Gaoithe, Baile Chláir, County Galway Phase 1 are now closed. 

Information on the launch of Phase 2 will be published on this webpage.

What is the Local Authority Affordable Purchase Scheme?

Under the Affordable Housing Purchase Scheme, Galway County Council will assist eligible members of the public to purchase new homes at a reduced price, retaining an equity share in the property, for buyers who are seeking to purchase a newly built home but whose combined mortgage and deposit will not cover the market price of the newly built property.

Frequently Asked Questions document is available here: Affordable Housing FAQ

The percentage of equity share retained by the Local Authority in the property will vary depending on the purchasing power of the applicant. For more information, please refer to the Affordable Homes website: Affordable Purchase Scheme | Cost Rental Scheme

Who may apply for the Affordable Purchase Scheme? 

In order to be eligible to apply for Affordable Housing, applicants must satisfy the below criteria:

• Be a first-time buyer or meet the exceptions under the Fresh Start Principe, or own a dwelling which, because of its size, is not suited to the current accommodation needs of the applicant’s household.
• Each person included in the application must have the right to reside indefinitely in the State.  
• Each applicant is assessed and must meet certain criteria which will be outlined prior to application. For more information, please refer to the Affordable Homes website:

Affordable Purchase Scheme | Cost Rental Scheme 

How can an applicant apply?

Applications will only be accepted through an online application portal. On the day the application portal opens, you will first need to register on the portal and then you can proceed to complete the online application form and submit the requested documentation.

The opening date and time for the for the application will be advertised at least two weeks in advance.

The decision on your application will be in accordance with eligibility criteria and Galway County Council's Scheme of Priorities. Available to view here Affordable Scheme of Priorities . ‌

In certain circumstances application will be prioritised based on the date and time applications are received.  

When affordable homes are made available for purchase, they will be advertised in the following places including details on how and when to apply;

1. Galway County Councils website
2. Galway County Councils Social Media pages
3. In a local / national newspaper

How can an applicant prepare for an application?

• Gather all the supporting documentation as set out in our Affordable Checklist.‌
• Apply for the Help to Buy Scheme (if applicable)
• We highly recommend that applicants would have Mortgage Approval in Principle in place.
• Affordable Purchase Income Assessment Policy
• Salary Certificate

More Information on Affordable Purchase Scheme can be found here:

Presentation from Information Evening on the 3rd of October 2024 -  Baile Chláir (Claregalway) Presentation

Affordable Homes Website - Affordable Purchase Scheme | Cost Rental Scheme 

Affordable Homes FAQ –  FAQ | Affordable Purchase Scheme | Affordable Homes Ireland

Eligibility Indicator -  Eligibility Indicator | Affordable Purchase Scheme | Affordable Homes Ireland

 

Garraí na Gaoithe, Baile Chláir (Claregalway), County Galway 

House Type	Gross Household Income Limit (€)*	Market Value	Minimum Purchase Price	Maximum Purchase Price
2 Bedroom Mid Terrace	68,400.00	320,000.00	245,000.00	304,000.00
3 Bedroom Mid Terrace	77,377.50	362,000.00	287,000.00	343,900.00
3 Bedroom End Terrace	78,553.13	367,500.00	292,500.00	349,125.00
3 Bedroom Semi - detached	79,515.00	372,000.00	297,000.00	353,400.00
3 Bedroom Detached	89,775.00	420,000.00	345,000.00	399,000.00
4 Bed End Terrace	94,050.00	440,000.00	365,000.00	418,000.00
4 Bedroom Detached	99,393.75	465,000.00	390,000.00	441,750.00

 

 

For any queries, please email your query to affordablehousing@galwaycoco.ie

Please check this page as it will be updated regularly.  

Page last updated: 27/11/2024